Cheap California Car Insurance Quotes: Five Essential Facts

Everyone out there would be very pleased to find a way to enjoy affordable California automobile insurance rates as long as such a way does not downgrade the level of coverage they enjoy. Let's discuss some proven ways of achieving just that...

1. Are you aware of all the discounts that your insurer offers? It's possible that your agent has left one or two out. You will reduce the probability of this happening to you if you take the pains to ask your agent point blank to tell you about every discount that is possible. Do not be shocked if you hear of discover that you have never heard of.

2. Complete a defensive driving class. In addition to improving your driving, they will make you eligible for a discount with your insurer provided such a class is recognized by them.

3. As an under 25, you can pay cheaper California auto insurance premiums if you use your parents' policy. The fact that you're of driving age means that your parents belong to a lower risk age group.

To take advantage of this though, you will have to live with your parents and also have the car registered in their name. This means that they legally own the car. If the benefits of "independence" outweigh your car insurance savings then this is certainly not alternative for you.

4. Do NOT be tempted to give incorrect information in your attempt to attract more affordable rates. Present personal info just the way they are. Giving fake details is fraud and affects everyone's auto insurance rates negatively.

If you're one such people who don't care what your actions cost the rest, then be informed that your insurance provider will cancel your policy once they discover your details are false. This could make you lose a lot more than what you thought you would save. This is partly because of the added cost you'd bear if your policy lapses (which is what would happen if your insurer cancels your policy).

Insurance fraud costs the average family an extra $1,500 in premium dollars each year. You can help reduce this to our collective advantage by being truthful when completing your application form and if you ever have to file a claim.

5. As you take other steps to lower your auto rates, here's something you can do to receive lower rates today: Visit trusted insurance quotes sites and get quotes.

Visit not less than five of such for the best results. It's free, quick and easy. Please make certain you give your correct details as you complete the questionnaires presented. The last step is to simply pick the quote that represents the best price/value from the quotes you receive.

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