Dirt Cheap California Car Insurance -- Four Sure Steps

1. A multi-vehicle discount is a proven and simple way to enjoy lower California auto insurance rates. It It's advisable to insure all your cars with the same insurer unless you have a better bargain for a number of your vehicles with another insurer. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to be sure if this serves your best interest. But anyway, a multi-vehicle discount is a great way to get cheaper rates.

2. A multi-policy discount is a proven way to lower your overall insurance cost. That's, for instance, if you buy your auto policy from the very insurer that caters for your homeowners' insurance.

Nevertheless, I must point out that you may NOT save as much as you could by switching. Shopping around for quotes and comparing them with what you'll save are highly recommended steps. That way, you'll be be well equipped to say for sure if this would save you more.

3. There's A type of discount called the "good driver discount." It's for drivers who have not made a claim for three years and above. But bear in mind that not all carriers offer this discount.

If your insurance carrier is one of those who don't give this discount tell them clearly that you will move over to another insurer. Take it or leave it, every insurance company likes having policyholders who stay claims free for these number of years and you shouldn't find it hard finding lower rates with many other insurance companies.

Most insurance carriers will do everything within their powers to ensure they don't lose a prized policyholder and this will likely lead to a compromise on their part.

4. You can lower your auto insurance premium by asking for and evaluating quotes from at least five good quotes sites.

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