California Car Insurance: Three Time-Tested Ways To Save

1. One easy way to make sure you get lower California car insurance rates is by being careful every time you're behind wheels. It's a wise idea to NOT drive at all if you have taken alcohol(even if it's just a sip.

Driving while drunk, howbeit slightly will make you pay sky-high rates if you're lucky or be compelled to stay without auto insurance if you're not so lucky. And don't forget little things like speeding tickets because they cost you far more than what you pay as fines. They add up to raise your rate. So, if it's a violation of traffic laws, avoid it notwithstanding how negligible it may appear to be at the time.

2. Keep an outstanding credit rating. People who have bad credit pay high rates for every form of insurance and that includes auto insurance. This is because insurance companies see individuals who miss payments as irreponsible and a bigger risk to them. For most insurance carriers it shows a pattern they believe you're quite likely to repeat with them in premium defaults. This assumption of high risk makes such persons pay higher rates in car insurance and other insurance policies.

3. You can save a lot of dollars by visiting a minimum of five quotes sites. That way, you'll increase your chances of getting the lowest California auto insurance quotes available as five sites will present up to 25 quotes altogether.

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