Cheaper California Car Insurance -- Four Guaranteed Ways

1. You can lower your California automobile insurance rates by positioning yourself for a multi-vehicle discount. You are only advised to do otherwise if the total of your premiums across different insurers is lower than what you'll get with a multi-vehicle discount if you buy from one insurance company. You can ensure you are choosing the best in your case by doing serious comparison shopping. But if you don't have plans to shop around, you can be sure that you'll still save reasonably with a multi-vehicle discount.

2. A multi-policy discount is one proven way to lower your total insurance cost. That is, for example, if you purchase your auto policy from the same provider which caters for your home owners' insurance.

Nevertheless, I must stress that you might NOT save as much as you might by switching. Getting quotes and comparing them with what you'll save are very profitable steps. You'll be certain of the right option for you if you do this.

3. Staying without making claims will qualify you for a good discount. But remember that not all insurers present this discount.

If your insurance carrier is one of those who don't offer this discount tell them clearly that you'll move over to another provider. With this type of driving record getting a far better rate is certainly quite easy because policy holders who stay claims free are every insurance provider's dream.

And, believe it or not, your insurance carrier is likely to give a concession if they notice you're really serious about switching.

4. You will save a lot of money in auto insurance if you obtain and compare auto insurance quotes from quotes sites. You'll make savings if you visit just one of such sites. But, you'll get more by using at least five.

The straightforward logic in this is that you will obtain a greater number of auto insurance quotes from many more insurers. This increases your chances of receiving better offers.

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