California Auto Insurance -- Why Gender Is An Advantage

In many areas, women complain that they are not getting as much as they deserve simply because of their gender. It is an advantage being female as far as getting cheaper California car insurance rates is concerned. And, insurers have good reasons for this position. However, it's the male folks you get dealt the worse cards in auto insurance....

Most speed demons are men. If someone is taking a risk in the name of "being too good to be caught by that," it is a man driving. Females, by their very nature, are not likely to be physically rough. By the way we raise our women, every inclination to roughness or recklessness is reduced to the minimum.

Women average a lower mileage as a group since they are less likely to drive for long hours each day. In a family, it's always the men that drive long trips.

Women also drive smaller vehicles. These are less expensive to maintain. Furthermore, they will also go for cars that have better safety features.

Insurers have built a database that show the behavior of various profiles and women have shown that they are a lower risk to insure for car policies. All insurance companies won't treat you the same. Some will score your gender high; others will not weigh it that much. This will translate to a lower quote all other things being equal.

How insurance companies arrive at your rate and why there is so much disparity in car insurance quotes for comparable policies are subjects for another article.

Make sure you read through and understand the terms and scope of coverage before signing the contract.

Ladies should look for certain products that protects them further. A type of such products or add-ons is a breakdown cover. This usually takes care of you if your car breaks down. How far each insurer would go on this differs.

Remember, you can take advantage of your profile (Whether you are male or female) to make massive savings...

Obtain California auto insurance quotes from quotes sites. Compare the quotes returned and pick the best offer. Visit at least three sites. Obtaining and comparing auto insurance quotes from insurance quotes sites will guarantee that you save anything from a few hundred dollars to a few thousands (depending on your profile, policy and current car insurance premium).

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