California Auto Insurance -- Why Gender Helps

Female folks usually get poorer deals in many matters. Auto insurance in California is an exception. However, it's men you get dealt the worse cards in car insurance....

Most rough drivers are male. Most dare devil drivers are also male. Ladies are raised to be graceful. This makes it more difficult for a woman to be rough and reckless when driving. Every family will naturally frown at lack of grace in their daughter. This helps reduce if not eliminate recklessness where such traits are seen.

Driving for very long hours is not something most women do. This makes their average mileage lower than that of their male folks. If it's going to be a long distance, most women will gladly let a man do the driving.

Women also drive smaller cars. These are less expensive to maintain. Furthermore, they'll also go for cars that have better safety features.

These and other factors make insurers favor ladies given similar profiles. However, some insurance companies will weigh your gender more than others. What this means is that you will get better price/value from some insurers than others.

If you want to get an understanding of how your insurance rates are calculated, read my other articles.

It is good to know what you're paying for. Therefore, ask the agent what is included in your policy and what's not.

There are products or add-ons that will give your better coverage in your particular circumstance. This is particularly most important for women that drive for long hours.

Remember, you can take advantage of your profile (Whether you're a man or woman) to make considerable savings...

Obtain California auto insurance quotes from quotes sites. Compare the quotes returned and choose the best offer. Visit at least three sites. Getting and comparing car insurance quotes from insurance quotes sites will guarantee that you save anything from a few hundred dollars to a few thousands (depending on your profile, policy and current car insurance rate).

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