Cheaper California Auto Insurance: 4 Time-Tested Ways

1. You can reduce your California auto insurance premium by going for a multi-vehicle discount. It makes sense to insure all your vehicles with the same insurance company unless got a better rate for some of your cars with another insurer. Doing some shopping and then comparing with what you'll get from a multi-vehicle discount is a good way to know for sure if this is in your best interest. But however you look at it, a multi-vehicle discount is a great way to get cheaper rates.

2. Maintaining multiple policies with the same insurance company as well gets you a reasonable discount. This simply means you should try to buy your auto policy from the very company that handles your home, health or life insurance policies.

However, I must emphasize that you might NOT be saving as much as you might by switching. Getting quotes and comparing them with savings you'd make are very beneficial steps. Once you do this, you'll not be be taking chances as you choose which to do since you're positive about which saves you more.

3. There is something called the "good driver discount." This for people who have not made a claim for three years and above. But don't be surprised if your insurance agent says that your auto insurance company does not offer this discount.

If your insurance carrier is one of the few who don't offer this discount tell them without mincing words that you will switch to another provider. Take it or leave it, every insurance provider likes having folks who stay claims free for this long and you shouldn't find it hard getting better rates with a number of other providers.

Almost all insurance providers will do everything within their powers to make sure they do NOT lose a prized policyholder and this should draw a compromise on their part.

4. Make out some time to visit at least five insurance quotes sites that return quotes on California auto insurance policies. Doing this should take you not more than 25 minutes.

While you visit each site, ensure you give the same information. Doing otherwise will produce misleading quotes. When you've received your auto insurance quotes, compare them to determine which serves your interest best both in price and value.

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