Cheap California Vehicle Insurance Rate -- Simple But Tested Tips

1. Do your best to always make sure your California auto insurance does NOT lapse. You'll pay very expensive rates for a long time if this happens to you albeit by mistake. Don't make this mistake if you're switching since that's when this happens to a lot of people.

One way to be certain you do NOT make this costly mistake is to let your old policy keep running until you're sure the new one is in full force. As simple as this may seem, many people are bearing the weight of exorbitant rates because of just a little negligence.

2. If you elect to pay your premiums monthly, you will pay higher rates. Yes, paying monthly might be stressless but they are also much more expensive.

Each check that is processed attracts a fee. While a yearly payment calls for just one check and therefore one transaction per year, monthly payments attrract twelve. you will then have to pay the total of 12 transaction fees..

There are also administrative costs to your insurer that result just from taking monthly payments. A clear example of such is the expense associated with mailing payment notices..

The additional administrative cost to your insurance provider is ultimately borne by you (that's in addition to their own profit margin for providing such a "convenient" option).

3. An easy but smart way of reducing your California auto insurance rate is by authorizing an EFT (Electronic Funds Transfer). By doing this you authorize an insurance company to automatically withdraw your payments from your account when due. This eliminates administrative costs like those incurred when mailing payment notices. Your premium is therefore lowered in line with the lower cost of giving you insurance.

4. You can save a lot of dollars by visiting at least 5 quotes sites. If you do this, you'll increase your chances of getting the lowest California auto insurance quotes available because five sites will return not less than 25 quotes altogether.

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